Quick Answer: How Do You Get Approved For Amazon Prime Credit Card?

Why did I get denied for an Amazon credit card?

Your Amazon Credit Card application can be denied for multiple reasons.

Reasons that Chase, the issuer, might deny applicants include too little credit history or too low of a credit score, high amounts of debt, low income, a lot of recent credit inquiries, accounts in collections, or bankruptcy..

How long does it take to get approved for Amazon credit card?

Amazon Rewards Visa Signature Card Approval Process Review these documents carefully before using your Amazon Rewards Visa Signature Card. If your application isn’t approved instantly, you’ll be informed of the application status after Chase Bank completes the review process, usually two to four weeks after applying.

Does applying for Amazon card hurt credit?

However, applying for a credit card, whether or not you are approved, does impact your score temporarily. … These inquiries stay on your credit report for two years, although it is reported that the inquiries only affect your FICO credit score for one year.

Can I use my Amazon credit card anywhere?

The Amazon Credit Card can be used anywhere Visa is accepted, which is virtually anywhere domestically and in over 150 countries around the world. The Amazon Store Card can only be used to make purchases on Amazon.com and through select “Pay with Amazon” merchants.

What credit score do you need for an Amazon Prime Credit Card?

640 or higherA score of 640 or higher is the credit score needed for the Amazon Store Card. The better your credit score is, the higher your approval odds will be. Keep in mind that they will also look at your income, past delinquencies (if any), credit utilization, employment status, etc.

What store card can I get with a 550 credit score?

The best credit cards for a 550 score:OpenSky® Secured Visa® Credit Card.Discover it® Secured.Credit One Bank® Visa® Credit Card.Capital One® Secured Mastercard®Milestone® Mastercard® – Less Than Perfect Credit Considered.

Can you get an Amazon credit card with bad credit?

Amazon launches new secured credit card for those with bad or no credit. Amazon this week unveiled a new secured credit card with Synchrony Bank, aimed at customers with bad or no credit history. … Consumer must make a deposit from $100 to $1,000, which determines their credit limit.

Is it worth getting the Amazon credit card?

The card that will best suit most consumers is the Amazon Prime Rewards Visa Signature Card. Its main appeal is its offer of 5 percent back on Amazon and Whole Foods purchases, but it tacks on a whole lot more. The only drawback is that it’s exclusive to Prime members, who must pay $119 per year for membership.

Is the Amazon Visa card worth it?

The Amazon Prime Rewards Visa Signature Card is a very good card for any Amazon.com Prime member. … The 2% rewards rate the Amazon Prime Rewards Visa Signature Card provides at gas stations, restaurants and drugstores makes it a solid everyday card that you will want to keep in your wallet.

Does Amazon do credit?

Amazon offers customers several revolving credit options. Amazon’s most popular credit cards are the Amazon Rewards Visa Card, Amazon Prime Rewards Visa and the Amazon Store Card. Amazon also offers small business credit options, including the Amazon Business Prime American Express.

What bank does Amazon credit card use?

Synchrony BankThe Amazon.com Store Card and the Amazon Prime Store Card are issued by Synchrony Bank. If you have questions about the Amazon.com Store Card or the Amazon Prime Store Card, call 1-866-634-8379, available 24 hours a day.

Is it easy to get an Amazon credit card?

This card has no annual fee and you can use it anywhere Visa is accepted. Another of the best Amazon credit cards is the Amazon Store Card from Synchrony Bank, which offers 5% cash back but only if you have a Prime membership. … Plus, the Amazon Store Card is easy to get, requiring only fair credit.

Why am I not eligible for Amazon monthly?

Although it’s not confirmed, if you have ever had a payment declined, even if it was no fault of your own, Amazon will make your account ineligible for monthly payments.

Can I get pre approved for an Amazon credit card?

No. You cannot pre-qualify for an Amazon Credit Card. Neither the Amazon Visa Credit Card nor the Amazon Store Card offers pre-qualification. … However, in the case of the Amazon Credit Card, you will need to submit an actual application to find out if you qualify for the card.

Does Amazon do a hard credit check?

Yes, the Amazon Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the Amazon Store Card.

How do I know if I get approved for Amazon credit card?

To check your Amazon credit card application status call the application status line at 888-338-2586. If your Amazon credit card application status is under review, that means your application has not yet been approved or denied.

What store cards are easy to get with bad credit?

Best “Department Store” Credit Cards for Bad CreditKohl’s Charge Card. … Macy’s Credit Card. … Dillard’s Credit Card. … TJX Rewards Credit Card. … Belk Credit Card. … JCPenney Credit Card. … Nordstrom Retail Card.

How can I build my credit fast?

Steps to Improve Your Credit ScoresPay Your Bills on Time. … Get Credit for Making Utility and Cell Phone Payments on Time. … Pay off Debt and Keep Balances Low on Credit Cards and Other Revolving Credit. … Apply for and Open New Credit Accounts Only as Needed. … Don’t Close Unused Credit Cards.More items…•